This covers the personal liability attaching to directors and officers in respect of claims made against them as directors and officers of a business.
This covers the payment of agreed amounts following death, permanent and/or temporary disablement of an injured person by an insured event.
This cover provides protection in respect of legal costs and expenses, as well as court awards for a wide range of employment practice violations including unfair dismissal or discrimination on grounds of sex, race, disability, religion, belief or sexual orientation. It also covers questionable or unfounded allegations which can be just as costly to defend.
This covers legal liability sustained as a result of wrong, negligent or misleading advice or treatment given.
Intellectual Property Insurance coverage protects companies for copyright, trademark or patent infringement claims arising out of the company's operation. It pays the defence costs and any judgement up to the policy limits.
Covering the legal costs of pursuing a third party in relation to a motor accident for losses not ordinarily insured by your own insurance, (such as your excess, hire of temporary vehicle whilst your own is being repaired, loss of earnings, injury etc.)
This covers the services of an independent claims specialist to assist solely the policyholder in relation to a larger property claim, (an insurer will appoint a loss adjuster to manage their exposures of a policyholder in the event of a claim).
This covers the personal liability attaching to trustees if they are in breach of legislation and the duty owed to their employer company, plan or corporate trustee.
This covers the owner of a property for legal liability they may incur as a property owner to a tenant or third party.
This covers third party liability claims alleging financial loss caused by a wrongful act arising from insured services while performing cyberspace activities, e.g. websites, e-mails etc.
This covers legal liabilities to third parties for pollution and clean-up costs for the insured's or third party's site.