About Us

We believe that we go to a great deal of effort to ensure that all our existing clients know everything about us and that we keep them fully aware of how we represent their interests in the UK insurance market.

We also believe that all our clients enjoy regular and clear lines of communication and are safe in the knowledge that we are only a phone call away from assisting them with any query they may have.

We would also like to welcome new clients to d2 and have detailed below what we believe will be a helpful insight as to whether or not d2 may represent a different approach to your insurances.

We have many clients who have benefited from moving to d2 and are happy for them to share with you their experiences if it is helpful.

"4 Questions you should be asking before deciding on your next broker"

and here are d2 answers:

1. What do I really know about my broker and what influence do they have when broking my business in the UK Insurance Market?

   Does your broker carry sufficient weight to get the best deals, do they have the resource to understand your industry sector with the knowledge that is required or is the danger that they are ignoring your business in the pursuit of bigger clients. Do you even know if they have access to all the markets that may be available to you.

   • d2 are one of the largest, truly independent, owner managed SME Insurance Brokers in the UK.
   • Part of the Cobra Network providing the added benefit of being part of one of the UK's largest insurance buying groups.
   • Access to many industry specific specialist underwriters
   • PROBABLY MOST IMPORTANTLY A UNIQUE PROCESS TO BROKING YOUR BUSINESS NOT COMMONLY USED BY CONVENTIONAL BROKERS - EMAIL OR CALL US FOR FULL DETAILS ON THIS PRODUCT. TRULY DIFFERENT APPROACH.

2. How does my broker actually sell my business as a risk to the Insurance Market and are they protecting my reputation in the short and long term?

   You may not know this but many insurers do not even give your business the time of day. The common problems are; frequently companies build up a reputation for submitting poor and inadequate information; and/or they send their business to the market every year but never move insurers (would you quote a customer every year never to win their business?) Make sure you get a copy of the submission your broker sends to the market!

   • d2 carry out a Full Risk Audit on all clients and this is presented to all relevant Insurers.
   • Digital photography is taken and submitted where appropriate
   • As mentioned previously our UNIQUE PROCESS of review ensures that you maintain the very best of reputations within the Insurance Market

3. Does my broker ever discuss with me the protection of my key people?

   We take it as read that most brokers will cover the basics, although we know from time to time that this can even be missed, but do they discuss the one big gap in cover that is frequently left, insuring your key people. Loss of key people whilst we appreciate is a difficult and sad thought, is another risk that needs to be protected. It can cost you tens of thousands of pounds if not hundreds of thousands. Crucial protection for your business that just should not be ignored.

   • d2 discuss and actively encourage all clients to review thoroughly this area.
   • d2 have a dedicated financial services company covering all aspects of employee risk and benefits.

4. How can I be assured that my Broker will deliver the best Price, Cover, Service and Claims handling?

   Have you actually ever asked your broker to properly justify how they assure you that they are or even have the capability of delivering in these areas. Ask them you may be startled at their response. If you do not get the right answers it may cost you dearly.

   • Please refer to the d2 process for a summary of our approach to this area.